SENIOR CARD PRODUCT EXPERT (M/F)

Zagreb, Croatia

We're growing fast and pushing boundaries across the EU. What began as a local Croatian idea has evolved into one of the leading European fintech platforms that brings a wide range of financial services to millions of users. Driven by innovation and a clear vision, we keep expanding into new markets, building new features, and proving that great ideas can travel far. From everyday payments and money transfers to Aircash Mastercard, we make managing money easy, wherever life takes you.

We're not just a fintech. We're a team that mixes serious tech with just the right amount of fun. The ones who challenge complexity and find smarter ways to get things done.

Different backgrounds, one shared goal: make everyday payments faster and more effortless.

No forms, no nonsense. Just freedom at your fingertips.

Now imagine the product you work on ending up in the wallets and phones of users across 15 markets. At Aircash, that’s not a distant plan, it’s your everyday job. Our cards are one of the most important parts of our ecosystem, and we’re looking for a Senior Card Product Expert to join our Product team and take ownership of our card products together with them: from idea and specification, through launch, to growth and optimization.

With us, there are no endless hierarchies and no decisions that wait for months. You get room for ideas, quick feedback, and a team that loves a challenge.

Key Responsibilities:

  • Develop cards from idea to launch by coming up with new card products and features within the Aircash ecosystem together with the team, and taking the lead on projects that are yours
  • Manage the Aircash Mastercard portfolio by overseeing the card lifecycle across 15 markets with the team and making sure everything runs smoothly
  • Turn ideas into specifications by writing functional specifications that developers, designers, and QA understand right away
  • Work with partners such as Mastercard, processors, and card manufacturers on certifications, personalization, and integrations
  • Make data-driven decisions by tracking card and system performance and looking for where we can improve the user experience and business results
  • Plan and report by preparing analyses, projections, and plans that help the team make better decisions

Qualifications you bring:

  • You have 3 to 5 years of experience in card product development or card portfolio management
  • You have a university degree, ideally in economics, mathematics, natural sciences, or a related field
  • The card world is familiar territory: authorization, BIN, PAN, 3DS, tokenization, PSD2, and SCA don’t sound like a foreign language to you
  • Experience with chargebacks, fraud monitoring, e-commerce, or digital channels is also relevant
  • You think like a product owner, take responsibility for your part of the work, and enjoy sharing knowledge with teammates
  • Numbers tell you a story, and you know how to turn data into concrete decisions. If you also know how to pull a story out of data and communicate it clearly to the team, that’s a big plus, and the tool you use matters less
  • You’re independent but like working in a team, when priorities change, you adapt quickly
  • You communicate fluently in English, both spoken and written
  • Experience with the Mastercard or Visa schemes, working with Apple Pay, Google Pay, or tokenization, and agile ways of working (Jira, Confluence) are a nice bonus

What we bring to the table.

Innovation drives us, and we never stop asking "what's next?".

And because great work deserves great perks, here's what you can expect from day one:

  • Growth isn't a buzzword here. You'll have access to real learning opportunities, both inside and outside the company
  • Open feedback is part of our culture; we grow by listening, learning and sharing with each other
  • Tasty, freshly prepared lunches every day, with options to suit different tastes and preferences
  • Start your day off right – coffee, tea, fresh fruit, and snacks are waiting for you every morning in the kitchen
  • Annual health check-ups to help you take care of your health without extra hassle
  • A fully covered Multisport card and sports activities like padel to make staying active easy and enjoyable
  • Christmas and Easter bonuses that bring a little extra ease to the holiday season
  • For parents, extra support and time off for those milestone moments – from baby bonuses to the first days of kindergarten or school
  • Extra vacation days to give you more time to unwind, recharge and do what you enjoy most

Step into a role where your ideas make an impact, your work has meaning, and every day brings something new to build or improve.

SENIOR CARD PRODUCT EXPERT (M/F)

Job description

SENIOR CARD PRODUCT EXPERT (M/F)

Personal information
Professional data